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This article contains the experiences and observations of ag financial counselors as they encounter farmers and ranchers that have cash flow problems and are in danger of losing their farms and ranches.

This article contains responses to a column about easy credit and the current mortgage crisis being compared to the farm crisis of mid-80s. Readers objected most to the reference to President Reagan's role in breaking the inflationary cycle of early 80s.

This article describes the true legacy of values and human relation skills that will enable children to be far more successful than gifts of money and business assets. This legacy reverberates through the generations.

This article describes money challenges for young couples and ways they can be smart about money. Ideas are discussed how to avoid problems through good money managment.

This article dscribes the qualties and attitudes people have and use during stressful periods in their lives. The current economic crisis will touch many lives and people need to be prepared emotionally to deal with setbacks.